Affordable Housing @ The Zen

April 15th, 2018 Leave a comment 中文版


The Zen, the latest mixed development by Asia Green at Bayan Mutiara. Strategically located next to Tun Dr. Lim Chong Eu Expressway, just a short drive away from Penang World City integrated development by Tropicana Ivory. This development comprises around 2,000 condominium units in two 46-storey residential towers, 1,200 units of which are categorized under affordable housing. There are also several shop offices located at the first and second level.

The affordable units has a standard built-up size of 850 sq.ft. with 3 bedrooms and 1 car parking lot. It also comes with full facilities with swimming pool, 180 viewing sky deck overlooking the seaview and bridge, jacuzzi, children playgound, gym and many more!

(Actual site – Nov 2017)

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Project Name : The Zen
Location : Bayan Mutiara, Penang
Property Type : Mixed development
Built-up Area: 850 sq.ft. onwards (residential)
Total Units: 1,200 (Tower A), 730 (Tower B), 86 (Shop offices)
Indicative Price : RM300,000 onwards
Developer: Asia Green

Location Map:



  1. JJ
    April 23rd, 2019 at 22:09 | #1

    which mean previously when apply for affordable unit, we cannot choose either want 2 cp or 1 cp package ?

  2. ES
    April 23rd, 2019 at 22:15 | #2


    Ya only submit the affordable house form and wait for news, i submitted At July 2018 now only received the Msg from asia green. i think not much nice unit left for me

  3. JJ
    April 23rd, 2019 at 22:17 | #3

    Mk, please share if they willing to share the latest selling progress.

    Previously the developer said is first quarter of 2023, or earliest on 4th quarter of 2022.

  4. JJ
    April 23rd, 2019 at 22:21 | #4

    John, which level u choose ? Mine is level 31

  5. ES
    April 23rd, 2019 at 22:23 | #5

    Anyone here know that any seaview 2cp left for affordable unit ?
    Downpayment must be 10% pay before balloting ?

  6. Aa
    April 24th, 2019 at 06:12 | #6

    Agree with u. Affordable sea view unit just open from level 9 to 14 only if not mistaken. Can’t expect much for the view…@MK

  7. MK
    April 24th, 2019 at 09:19 | #7

    As yesterday info, no more OP unit, only affordable available. Those interested still can walk in their office to fill in PN1.
    Previously we choosing OP unit, they mention 24 floor (sea view) and below is keep for affordable. 1-8 floor as car park and some facility.

  8. john
    April 24th, 2019 at 10:58 | #8

    Mine is 41 level

  9. john
    April 24th, 2019 at 11:00 | #9


    sorry is level 41. :)

  10. B
    April 24th, 2019 at 20:46 | #10

    Both of you are public or affordable units?

  11. B
    April 24th, 2019 at 20:51 | #11

    Mean that level 15 to 24 also open for public?
    So fast public units sold out?
    -500public units sold out?

  12. john
    April 25th, 2019 at 09:24 | #12

    mine is public unit.

  13. SO
    April 25th, 2019 at 15:17 | #13

    Hi there… would like to check what is the terms & conditions for affordable application, as i understand it can’t be sold within 5 years of the date of possession.
    After 5 years can sell to public or need to get consent from state gov and only can sell to affordable scheme applicants?

  14. kth
    April 25th, 2019 at 15:20 | #14

    receive call from the panel lawyer to sign the S&P, although for my case it is pre-approved. This is weird, thought S&P should be signed only when loan etc alr settled. Anyone could shed some lights on this?

  15. Q
    April 25th, 2019 at 15:54 | #15


    Which lawyer you appoint? can recommend?

  16. MK
    April 25th, 2019 at 15:59 | #16

    Affordable housing purchased can not be sold for 5 years. Those who wish to sell during the first 5 years must appeal to the state government and can only be sold to “listed buyers”.
    after 5 year should no limitation… but looks YB Jagdeep Singh want change it soonly…

  17. MK
    April 25th, 2019 at 16:02 | #17

    You can request sign the SPA (S&P) and Loan Agreement together.

  18. MK
    April 25th, 2019 at 16:10 | #18

    My understanding sea view for 25 to 47 floor as OP unit. if not mistaken normally Gov’t. will allow 30% of total units (400 of 1200 for this case)??
    as info from AG staff on 23/April no more OP unit left. IDK if any exceptional case?

  19. Q
    April 25th, 2019 at 16:33 | #19

    Any one appoint lawyer aside from the panel lawyer for affordable units?
    How much is the lawyer fee and any lawyer to recommend?

  20. SO
    April 25th, 2019 at 16:59 | #20

    Thanks for the clarifications.

  21. JJ
    April 25th, 2019 at 18:26 | #21

    Public unit

  22. David_Lee
    April 25th, 2019 at 20:24 | #22

    hi. for those getting 2 car park under affordable units, need to ballot for car park lot? does it come with side by side?

  23. Aa
    April 25th, 2019 at 20:34 | #23

    During my balloting.. sea view affordable unit just open from 9 to level 14.. quite low.. sad..

  24. JJ
    April 25th, 2019 at 22:50 | #24

    Public unit consider affordable unit?

  25. MK
    April 26th, 2019 at 09:15 | #25

    You mean the restriction to resell? Yes
    OP (PN4) and Normal affordable (PN1) diff conditions in application, and normally OP have to pay 10%-20% and more depend district.

    • JJ
      April 27th, 2019 at 21:04 | #26

      State Gov will only restrict on resell period not on the price right?

  26. MK
    April 26th, 2019 at 09:19 | #27

    You should satisfy, can get the sea view with 375k purchased. haha

  27. MK
    April 26th, 2019 at 09:59 | #28

    9-14 consider not low and OK liao. in front only some bungalows. in future don’t know.

  28. john
    April 26th, 2019 at 12:03 | #29

    My banker told me there are many peoples in waiting list to book the unit, now price up 30k ?? so high demand ?? haha!

  29. ML
    April 26th, 2019 at 18:23 | #30

    For open units, which bank did u all applied for loan? I was told that we only have 5 options of banks – CIMB, Affin, HLBB, MBB or RHB?

  30. B
    April 27th, 2019 at 15:05 | #31

    @john & JJ

    You all signed PMC1 form?

    • JJ
      April 27th, 2019 at 21:05 | #32

      What is PMC1 Form? Don’t have idea on it.

      • B
        April 29th, 2019 at 07:16 | #33

        JJ and all of you who bought The Zen signed this PMC1 form?
        Basically need approval from state government to sale your property and state government charge 0.1% if not mistaken.


  31. B
    April 27th, 2019 at 15:09 | #34

    U r so lucky can get Seaview and 2cp unit!

  32. B
    April 27th, 2019 at 15:11 | #35

    And PBB,
    Someone get lower rate, see page 1.

  33. Kiroro
    April 29th, 2019 at 19:13 | #36

    Hi any group wassap can invite.

  34. SH
    April 29th, 2019 at 21:39 | #37

    Kiroro :
    Hi any group wassap can invite.

    So far no, you create one we all join

  35. Klia
    April 29th, 2019 at 22:27 | #38

    Which floor did u all buy and which floor parking?

  36. B
    May 2nd, 2019 at 19:51 | #39


    No one signed this PMC1 form?
    Or not realize got signed PMC1 while signed SPA? ☺

  37. lostsoul
    May 3rd, 2019 at 23:40 | #40

    Q :
    Which lawyer you appoint? can recommend?

    Hope this not too late to reply to u, I’m engage The Chamber of Chong & You.

  38. Siti
    May 5th, 2019 at 12:19 | #41

    Does unit still available?

  39. Rachael
    May 5th, 2019 at 23:20 | #42

    Hi, I heard that some affordable homes, government will help to pay some of the down-payment. Is it true? For The Zen case is different?

  40. Q
    May 6th, 2019 at 14:56 | #43

    Thanks. =)

  41. ML
    May 8th, 2019 at 15:05 | #44

    PBB can for open unit? I wanted to apply PBB but was told its only available for public units.

  42. MC
    May 8th, 2019 at 17:18 | #45

    open unit and public unit means the same thing.

  43. MK
    May 9th, 2019 at 10:01 | #46

    Anyone was get back SPA copy from Lawyer firm?

    • JJ
      May 9th, 2019 at 14:36 | #47

      Not yet receive the signed Snp from lawyer. Do you have any updates from lawyer side?

  44. Leo
    May 9th, 2019 at 10:09 | #48

    Pre approved can sign for SPA already or need to wait for official letter still?

  45. MK
    May 9th, 2019 at 10:37 | #49

    Maybank announcement br -0.20%

  46. 001
    May 10th, 2019 at 08:10 | #50

    Same case here. Guess they are lining us up as back up for units which are leftover , by holding the 10% downpayment

    • Leo
      May 10th, 2019 at 10:35 | #51

      Open unit or affordable unit?

      • 001
        May 17th, 2019 at 17:44 | #52


        Affordable unit. You too? Mine is still under pre-approved.

        • Leo
          May 18th, 2019 at 17:44 | #53

          Me too but not manage to get the seaview unit… Pre-approved so fast need to sign the SPA?

          • 001
            May 24th, 2019 at 10:26 | #54

            Same. Mine leaving contact? Im not sure how we can contact each other without leaving a contact publicly.

          • Leo
            May 24th, 2019 at 10:57 | #55

            Yea is good if somebody willing to create a group via whatapp or wechat
            Then we can share more info there

          • 001
            May 24th, 2019 at 12:16 | #56

            Leo, could share details further via email if you want to? My email celestial01@gmail.com

  47. Zenese Residence
    May 11th, 2019 at 15:33 | #57

    now BR drop according to different bank own announcement. no point comparing already.
    I took full flexi loan for better interest saving for long run.

  48. kk
    May 16th, 2019 at 00:53 | #58

    how much ? 200K?


  49. kk
    May 16th, 2019 at 00:57 | #59

    how much

  50. Ms Tan
    May 16th, 2019 at 13:01 | #60

    No more open unit and No more Seaview 2 car park rm375k for affordable, sad.
    This was told on 1 May 2019 by their staff. When we went ballots

  51. lostsoul1
    May 18th, 2019 at 11:06 | #61

    Yesterday get called from my lawyer, govt still not firm on the 2019 Jan-June loan agreement stampduty exemption for affordable buyer. Seems like high chances we need to pay the LA stamp duty. Thanks to our LGE which implement the rubbish policy whereby HOC is not applicable for affordable buyer but is benefit developer.

  52. nestle
    May 18th, 2019 at 11:08 | #62

    the moderator in this forum keep hide my comment. shame on the moderator

  53. karina
    May 24th, 2019 at 01:40 | #63

    went to the office to check it out and was informed that only 1cp available, no rebate or free legal fees for affordable, everything have to pay by self and also have to start paying loan interest until 2023, no waiver.

  54. JJ
    May 24th, 2019 at 09:29 | #64

    Hi, for public unit buyer, have you all receive back the SNP after signed it?

  55. MK
    May 24th, 2019 at 09:37 | #65

    JJ, I have contacted Lio& Partners, tomorrow I going to take back SPA copy, but LA still pending…

    • JJ
      May 24th, 2019 at 10:21 | #66

      Hi Mk, may i know what is LA? I am still pending to collect back the SNP, due to developer haven’t pay lawyer to perform the stampingM. How long have waited to collect back the snp?

  56. LHS
    May 24th, 2019 at 09:52 | #67

    Loan amount: Rm300,000
    Tenure: 27 years
    Rate: BR+0.30% (4.18%)
    Is this ok

  57. LHS
    May 24th, 2019 at 09:53 | #68

    Loan amount: Rm300,000
    Tenure: 27 years
    Rate: BR+0.30% (4.18%)
    Is this rate ok?

  58. andy
    May 24th, 2019 at 10:04 | #69

    Good rate. Mines got 4.27%. Can i know which bank you have this rate?

  59. MK
    May 24th, 2019 at 11:38 | #70

    Loan Agreement… they mentioned due to pending on Bank& State Content…

  60. jenelle.f
    May 24th, 2019 at 20:46 | #71

    hi guys, I’m buying my first house under the affordable scheme. This is one of my interested projects (town view 850sqft 300k 1cp) along with Tree-O (hill view 900sqft 365k 2cp) and Senzville (although this sold out ady).
    Anyone care to comment on which one more suitable for personal stay and potential future market worth ya? I’m planning to stay for approx 5-6 years then upgrade to bigger house when got more money and family.
    Also is this area less jam than Sg Ara?

  61. MC
    May 25th, 2019 at 17:50 | #72

    If you can live with 1 CP then The Zen will a better option because less jam and Bayan Mutiara certainly better than Sungai Ara. The only pros for Tree-O is the developer Hunza is more reputable than Asia Green and 2CP. Other than that, I will choose The Zen anytime.

  62. Mei
    May 25th, 2019 at 20:27 | #73

    Hi , wish to ask regarding the pre-approved for the Zen affordable house. I been info need to balloting for unit and pay the 10% down payment. And we only can get back the down payment with two condition
    1. Loan didn’t been rejected by 3 bank
    2. The application with the Penang State government for unit leave doesn’t been approved.
    Usually the state government will approve for the leave unit?

    • Mei
      May 25th, 2019 at 21:15 | #74

      ***1.Loan been rejected by 3bank

    • Leo
      May 25th, 2019 at 23:34 | #75

      I m also wondering whether the chances to get state government approval high or not..?

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